Mintwell Can Assist in Preparation of Retirement
Applications for Pensioner Concession and Seniors Card
Gives you access to cheaper utility and medical bills, and discounts on public transport in some states. You must:
- be aged 60 or over, and
- get the Age Pension or other payments from Centrelink
Gets you cheaper prescriptions and medical appointments. You must:
- be of Pension age,
- meet an income test, and
- not receive Centrelink payments
These are voluntary contributions, also known as non-concessional (after tax). This means that you can make contributions into your super fund of up to $110,000 per financial year without any additional tax.
You can also make voluntary concessional (before tax) contributions to your super account by having a salary-sacrifice agreement with your employer. These concessional contributions are taxed at just 15%, providing you an opportunity to increase the amount of money going into your super account and potentially paying less tax.
Digital First Firm
Providing Clients Secure Access to Their Finances Anytime, Anywhere